Personal Finance Tips

Money Skills, People Skills, and Everything That Grows Your Income

Read What the Videos Cover and More

Every episode has a written companion blog. Great for when you want to skim the takeaways, share a specific section, or go deeper on a topic.

Mary Beth Lutz Mary Beth Lutz

How to Pay Off Debt and Still Have a Life

You don't have to eat rice and beans for three years to get out of debt. Most debt advice you hear is some extreme thing you have to do, and a lot of it comes wrapped in shame: cut everything, sell everything, never enjoy anything again. We believe there’s a better way. We cover knowing your numbers, picking a debt payoff method that sticks, and pulling the secret lever most forget.

Read More
Mary Beth Lutz Mary Beth Lutz

3 Freelance Side Hustle Ideas That Actually Pay Well in 2026

The fastest side hustles get you paid this week. But if you want higher income potential, these next three are where it really kicks in, because you start getting paid for a skill, as a specialist.

This is a written companion to the second video in our Side Hustles series, and the full video episode is below.

Read More
Mary Beth Lutz Mary Beth Lutz

4 Freelance Side Hustle Ideas You Can Start This Week in 2026

Need money coming in fast, not in six months? This one's for you. This is a written companion to the first video in our Side Hustles series, and the full episode is below for those who'd rather watch us talk through the examples. If you'd rather read, we're covering four freelance side hustle ideas you can start this week, all from home with just a laptop or a phone, ranked by how quickly you can realistically see your first dollar hit the bank.

Read More
Mary Beth Lutz Mary Beth Lutz

Job Interview Tips That Go Beyond "Just Be Yourself"

"Just be yourself" might be one of the more useless pieces of interview advice anyone's ever handed you. If being yourself were enough, you'd already have the job. The truth is, the people who nail interviews are being an intentional version of themselves, and using specific tools that we discuss here. This is a written companion to our video on going beyond the advice that sounds nice and does nothing.

Read More
Mary Beth Lutz Mary Beth Lutz

Financial Freedom, Explained: What the Number Actually Means for You

Financial freedom is not a mansion. Financial freedom is a number, and once you know yours, everything in your life can start to shift from financial-lack and illiteracy to financial stability, financial peace, financial flexibility, and financial freedom. This is a written companion to Episode 7 with the same title.

Read More
Mary Beth Lutz Mary Beth Lutz

The Sales Skills That Actually Pay Off (A Crash Course for Beginners)

Contrary to popular belief, sales is not about being pushy. It's really about diagnosing needs and helping buyers buy, closer to what a good doctor does vs the guy with the gold chain in the used car lot. If the word "sales" makes you uncomfortable, that's a good sign. You have a shot at being effective. Read thru our top 3 beginner tips here.

Read More
Mary Beth Lutz Mary Beth Lutz

Fast = Alone. Far = Together.

If you want to learn what an Aspen grove, a wild Hailstorm, and the movie Gladiator have to do with each other, we’d love to point you toward watching the full video, with fair warning: this is one of our most personal takes we’ve ever filmed. Here's the case we make for not building your success in isolation. This is a written companion to Episode 5 of the What They Don't Teach You Start Here series.

Read More
Mary Beth Lutz Mary Beth Lutz

Before You Chase Income, Do This First

These three steps can feel like the most glossed-over and boring part of the journey, we show they're THE most important thing you can do before chasing a new income stream IF you want a new destination vs traveling in another circle. This is a written companion to Episode 4 of the What They Don't Teach You Start Here series.

Read More
Mary Beth Lutz Mary Beth Lutz

Why Career and Income Freedom Actually Matters

Freedom sounds like a luxury word, something for rich or lucky people. It isn't. We make the case that income freedom is really about your time, your choices, and who gets to decide how you live. This is a written companion to Episode 3 of the What They Don't Teach You Start Here series.

Read More
Mary Beth Lutz Mary Beth Lutz

Why We Started What They Don't Teach You

A few years ago, Mary Beth and I were two single teachers who passionately loved our work, but lived below the poverty line. This is the story of how that turned into the project you're reading now. This is a written companion to Episode 2 of the What They Don't Teach You Start Here series.

Read More
Mary Beth Lutz Mary Beth Lutz

What This Channel Is (And How to Use It)

This blog post is your start and a brief explanation of how we’re building out this channel. What we cover, why it got left out of your education, and exactly where you can start today. Read the authors expanded thoughts on the original video take. This is a written companion to Episode 1 of the What They Don't Teach You Start Here series.

Read More